> ## Documentation Index
> Fetch the complete documentation index at: https://sailia-mintlify-5b02008a.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Payouts dashboard

> Track your available balance, pending payments, next payout, and total paid out over time.

The **Payouts** view inside the Finances section shows the cash side of your business — what's collected, what's settling, and what's heading to your bank account next.

## The four key sections

| Section               | What it shows                                                                                   |
| --------------------- | ----------------------------------------------------------------------------------------------- |
| **Available balance** | Money that has cleared Stripe and is ready to pay out                                           |
| **Pending balance**   | Money collected but still settling — typically 2–7 days, depending on your Stripe configuration |
| **Next payout**       | The amount and date of your next scheduled payout to your bank                                  |
| **Total paid out**    | The lifetime total of payouts to your bank account                                              |

## How money moves through Sailia

1. A customer pays — by card online, at the [POS](/point-of-sale/overview), or via an [instalment plan](/payments/instalments).
2. The amount appears in **Pending balance** while Stripe settles it.
3. Settled funds move to **Available balance**.
4. Stripe sends a payout to your bank on your configured schedule and the amount is added to **Total paid out**.
5. If you've connected [Xero](/integrations/accounting-sync), each payout posts as a categorised invoice with VAT breakdowns.

## Planning around your cashflow

Use the four numbers together to plan:

* **Available + Pending** tells you what you've already earned in this cycle, even if not all of it is in your bank yet.
* **Next payout** is the amount that will hit your account on the scheduled date.
* A growing **pending balance** with strong booking volumes is normal during busy periods — Stripe settles per transaction, not in bulk.

<Note>
  Refunds reduce the balance pools you'd expect — pending refunds come out of pending balance, while same-day refunds on cleared payments come out of available balance. See [refunds](/activities/cancellations-and-refunds).
</Note>

## Related guides

<Columns cols={2}>
  <Card title="Finance dashboard" icon="chart-pie" href="/payments/finance-dashboard">
    Gross earnings, sales volume, and best-performing periods.
  </Card>

  <Card title="Xero integration" icon="file-invoice" href="/integrations/accounting-sync">
    Sync every payout into Xero as a categorised invoice.
  </Card>
</Columns>